:root{--ink:#132a40;--muted:#536879;--primary:#19446c;--primary2:#376f9d;--accent:#78b3d5;--bg:#f2f7fc;--line:#dce7ee;--tint:#e6f1f9;--white:#fff;--dark:#102b47;--radius:22px;--shadow:0 22px 58px #15385915}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:94px}body{margin:0;background:white;color:var(--ink);font:16px/1.55 system-ui,-apple-system,Segoe UI,Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}img{max-width:100%;display:block}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:3px}.container{width:min(1200px,calc(100% - 48px));margin:auto}.ribbon{background:var(--dark);color:#e8f4fc;text-align:center;font-size:.78rem;padding:9px 16px}.ribbon a{text-decoration:underline;text-underline-offset:3px}.ribbon strong{color:#fff}header{position:sticky;top:0;background:#ffffffee;backdrop-filter:blur(16px);border-bottom:1px solid var(--line);z-index:30}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:86px}.brand img{height:62px;max-width:190px;object-fit:contain;object-position:left}.nav-links{display:flex;align-items:center;gap:23px;font-size:.87rem;font-weight:750;color:#344d62}.nav-links a:hover{color:var(--primary2)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;background:var(--primary);border:1px solid var(--primary);color:white;border-radius:12px;padding:14px 20px;font-weight:790;font-size:.9rem;line-height:1.25;text-align:center;transition:transform .18s,background .18s}.btn:hover{transform:translateY(-2px);background:var(--primary2)}.btn.secondary{background:white;border-color:var(--line);color:var(--primary)}.btn.secondary:hover{background:var(--tint)}.btn.light{background:white;color:var(--primary);border-color:white}.btn.small{padding:11px 15px;font-size:.82rem}.btn.full{width:100%}.hero{background:radial-gradient(circle at 86% 4%,var(--tint),transparent 45%),linear-gradient(130deg,#fff,var(--bg));overflow:hidden}.hero-inner{display:grid;grid-template-columns:1fr 1.04fr;align-items:center;gap:54px;padding:70px 0 88px}.eyebrow{color:var(--primary2);display:flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.15em;font-size:.74rem;font-weight:900}.eyebrow:before{content:"";display:block;background:var(--accent);height:3px;width:25px}h1,h2,h3{line-height:1.13;letter-spacing:-.038em}h1{font-size:clamp(3rem,5.5vw,5.2rem);margin:17px 0 20px;max-width:650px}h1 em{font-style:normal;color:var(--primary2)}.intro{font-size:1.11rem;color:var(--muted);max-width:590px;line-height:1.75}.hero-btns,.cta-row{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:29px}.micro{font-size:.8rem;color:var(--muted);margin:18px 0 0}.hero-checks{display:flex;flex-wrap:wrap;gap:13px;margin-top:25px}.hero-checks span{font-size:.81rem;font-weight:750;color:var(--primary);padding:7px 11px;background:white;border:1px solid var(--line);border-radius:99px}.hero-media{min-width:0;position:relative}.carousel{position:relative;overflow:hidden;border-radius:32px 32px 110px 32px;box-shadow:0 36px 65px #102c4b2b;background:var(--dark)}.carousel-slide{position:relative;display:none;margin:0}.carousel-slide.active{display:block}.carousel-slide img{height:525px;width:100%;object-fit:cover}.slide-caption{position:absolute;bottom:0;left:0;right:0;padding:56px 22px 23px;background:linear-gradient(transparent,#0c223cd9);color:white;font-size:.9rem;font-weight:780}.carousel-controls{position:absolute;bottom:24px;right:20px;display:flex;gap:8px}.carousel-controls button{height:36px;width:36px;border-radius:50%;border:1px solid #ffffff9f;background:#ffffffdd;color:var(--dark);font-size:1.3rem;font-weight:800}.dots{position:absolute;bottom:27px;left:24px;display:flex;gap:8px}.dots button{width:9px;height:9px;border-radius:50%;border:0;padding:0;background:#ffffff88}.dots button[aria-current="true"]{width:25px;border-radius:14px;background:white}.media-badge{position:absolute;top:19px;right:19px;z-index:2;background:white;color:var(--primary);font-size:.75rem;font-weight:850;padding:11px 14px;border-radius:99px;box-shadow:var(--shadow)}.proof{margin-top:-33px;position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);border-radius:18px;background:var(--dark);color:white;padding:21px 29px;box-shadow:var(--shadow)}.proof div{padding:4px 22px;border-right:1px solid #ffffff33}.proof div:first-child{padding-left:0}.proof div:last-child{border:0}.proof b{display:block;font-size:1rem}.proof span{font-size:.78rem;color:#cde1f0}.section{padding:105px 0}.section.alt{background:var(--bg)}.section-head{max-width:780px;margin-bottom:39px}.section-head.center{text-align:center;margin-left:auto;margin-right:auto}.section-head h2{font-size:clamp(2.1rem,3.9vw,3.3rem);margin:12px 0 16px}.section-head p{color:var(--muted);margin:0;font-size:1.02rem}.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px}.qcard,.service,.phase,.faq,.requirement,.route-card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);box-shadow:0 9px 30px #102e4c0a}.qcard{padding:30px}.qcard .icon{width:46px;height:46px;border-radius:14px;background:var(--tint);color:var(--primary);display:grid;place-items:center;font-size:1.42rem;margin-bottom:18px}.qcard h3,.service h3{font-size:1.27rem;margin:0 0 13px}.qcard p,.service p,.requirement p{color:var(--muted);font-size:.92rem;margin:0}.routes{display:grid;grid-template-columns:1fr 1fr;gap:20px}.route-card{padding:30px;border-top:5px solid var(--accent)}.route-card .label{font-size:.76rem;text-transform:uppercase;letter-spacing:.1em;font-weight:850;color:var(--primary2)}.route-card h3{font-size:1.5rem;margin:10px 0}.route-card p{color:var(--muted);margin:0 0 16px}.route-card strong{display:block;margin-top:10px;color:var(--primary)}.notice{margin-top:22px;background:var(--tint);border-left:4px solid var(--accent);border-radius:10px;padding:17px 20px;font-size:.88rem;color:var(--dark)}.phase-list{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.phase{padding:23px 17px}.phase .num{background:var(--tint);color:var(--primary);font-weight:900;border-radius:12px;width:42px;height:42px;display:grid;place-items:center;margin-bottom:17px}.phase h3{margin:0 0 19px;font-size:1.11rem}.phase dl{margin:0}.phase dt{font-size:.72rem;text-transform:uppercase;letter-spacing:.07em;font-weight:900;color:var(--primary2);margin:13px 0 4px}.phase dd{margin:0;color:var(--muted);font-size:.81rem;line-height:1.45}.phase .phase-cta{display:block;margin-top:17px;border-top:1px solid var(--line);padding-top:13px;font-size:.77rem;font-weight:900;color:var(--primary)}.service{padding:28px}.service .tier{display:inline-flex;border-radius:99px;padding:7px 12px;background:var(--tint);color:var(--primary);font-size:.75rem;font-weight:900;margin-bottom:20px}.service ul{padding-left:18px;color:var(--muted);font-size:.88rem;margin:17px 0 20px}.service li{margin-bottom:8px}.service .btn{width:100%;margin-top:8px}.service.featured{border:2px solid var(--primary2);box-shadow:0 20px 54px #102e4c1d}.service .fine{font-size:.76rem;margin-top:15px}.req-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.requirement{padding:20px 22px;display:flex;gap:13px}.tick{width:28px;height:28px;flex:0 0 28px;border-radius:50%;display:grid;place-items:center;background:var(--tint);color:var(--primary);font-weight:900}.requirement h3{font-size:1rem;letter-spacing:0;margin:2px 0 6px}.family{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:center}.family-panel{border-radius:30px;background:linear-gradient(145deg,var(--primary),var(--primary2));padding:35px;color:#fff}.family-panel h2{font-size:2.4rem;margin:13px 0}.family-panel p,.family-panel li{color:#e8f3fc}.family-panel ul{padding-left:20px}.family .note{background:var(--bg);padding:27px;border:1px solid var(--line);border-radius:24px}.family .note h3{font-size:1.4rem}.family .note p{color:var(--muted)}.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:22px}.contact-pitch{background:linear-gradient(145deg,var(--dark),var(--primary));color:white;padding:36px;border-radius:26px}.contact-pitch h2{font-size:2.35rem;margin:15px 0}.contact-pitch p,.contact-pitch li{color:#deecf7}.contact-pitch ul{padding-left:19px;line-height:1.9}.form-card{border:1px solid var(--line);border-radius:26px;padding:35px;box-shadow:var(--shadow);background:white}.form-card h3{font-size:1.5rem}.form-card p{color:var(--muted);font-size:.88rem}.fields{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-top:24px}.field{display:flex;flex-direction:column;gap:6px}.field.wide{grid-column:1/-1}.field label{font-size:.82rem;font-weight:800;color:var(--ink)}.field input,.field select{width:100%;min-height:48px;padding:11px 12px;border:1px solid #bfd0dd;border-radius:10px;color:var(--ink);background:#fbfdff}.field small{color:var(--muted);font-size:.73rem}.consent{margin:24px 0 16px;display:flex;align-items:flex-start;gap:12px;background:var(--bg);padding:14px;border-radius:12px;border:1px solid var(--line);font-size:.8rem;color:var(--muted)}.consent input{margin-top:4px;flex:none}.handoff-note{font-size:.76rem;color:var(--muted);line-height:1.6;margin-top:15px}.form-message{padding:10px 13px;border-radius:10px;background:var(--tint);color:var(--primary);font-size:.84rem;display:none;margin-top:12px}.faq-list{display:grid;gap:11px;max-width:900px;margin:auto}.faq{padding:3px 19px}.faq summary{padding:17px 30px 17px 0;cursor:pointer;font-weight:830;color:var(--primary);position:relative;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:0;font-size:1.5rem;top:12px}.faq[open] summary:after{content:'−'}.faq p{color:var(--muted);font-size:.91rem;padding-bottom:17px;margin:0}.resources{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.resource{display:block;border:1px solid var(--line);border-radius:17px;padding:22px;background:white}.resource b{display:block;margin-bottom:8px;color:var(--primary)}.resource small{color:var(--muted)}.resource:hover{border-color:var(--primary2)}.brochure-zone{border:1px solid var(--line);border-radius:25px;background:var(--bg);display:flex;gap:28px;align-items:center;padding:28px;max-width:800px;margin:40px auto 0}.brochure-zone img{height:220px;width:auto;border-radius:8px;box-shadow:var(--shadow)}.brochure-zone h3{font-size:1.6rem;margin:0 0 9px}.brochure-zone p{color:var(--muted)}.final-cta{background:linear-gradient(115deg,var(--primary),var(--dark));padding:32px;border-radius:25px;color:#fff;display:flex;justify-content:space-between;gap:25px;align-items:center}.final-cta h2{font-size:2rem;margin:0 0 7px}.final-cta p{color:#e2eff8;margin:0}.final-cta .btn{flex:none}.wa-float{position:fixed;right:19px;bottom:20px;background:#168849;color:white;border-radius:99px;padding:13px 18px;display:flex;align-items:center;gap:9px;font-weight:850;z-index:60;box-shadow:0 10px 32px #154e2b50}.wa-float:hover{background:#0f723b}.wa-float span{font-size:1.2rem}footer{background:var(--dark);color:#cfdfec;margin-top:70px;padding:45px 0 25px}.foot-top{display:flex;justify-content:space-between;gap:35px;flex-wrap:wrap}.foot-top b{color:white}.foot-top a{text-decoration:underline;text-underline-offset:3px}.powered{border-top:1px solid #ffffff30;margin-top:27px;padding-top:22px;display:flex;align-items:center;gap:18px;justify-content:space-between;flex-wrap:wrap}.powered a{display:flex;align-items:center;gap:9px;background:white;color:var(--dark);border-radius:13px;padding:9px 14px;font-weight:850;font-size:.76rem}.powered img{width:175px;height:auto}.legal{border-top:1px solid #ffffff25;margin-top:20px;padding-top:16px;color:#b4cada;font-size:.75rem}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1100px){.nav-links{gap:13px}.hero-inner{gap:25px}.phase-list{grid-template-columns:repeat(3,1fr)}}
@media(max-width:850px){.container{width:min(100% - 32px,1200px)}.nav-links{display:none}.hero-inner{grid-template-columns:1fr;padding:48px 0 70px}.hero-media{max-width:620px;width:100%;margin:auto}.carousel-slide img{height:430px}.grid3,.family,.contact-layout{grid-template-columns:1fr}.routes,.req-grid{grid-template-columns:1fr}.resources{grid-template-columns:1fr}.section{padding:75px 0}.proof{grid-template-columns:1fr;gap:12px}.proof div{padding:2px 0 12px;border-right:0;border-bottom:1px solid #ffffff2f}.proof div:last-child{border-bottom:0}}
@media(max-width:570px){.brand img{max-width:125px;height:49px}.nav{min-height:67px}.nav .btn{font-size:.75rem;padding:10px}.hero h1{font-size:clamp(2.7rem,12vw,4.1rem)}.hero-btns .btn{width:100%}.carousel{border-radius:22px 22px 68px 22px}.carousel-slide img{height:335px}.media-badge{top:12px;right:12px;font-size:.65rem;padding:7px 10px}.phase-list,.fields{grid-template-columns:1fr}.section{padding:61px 0}.qcard,.service,.route-card,.form-card,.contact-pitch{padding:24px}.brochure-zone{flex-direction:column;text-align:center}.brochure-zone img{height:195px}.final-cta{flex-direction:column;align-items:start}.wa-float{bottom:12px;right:12px;padding:12px}.wa-float strong{display:none}.powered img{width:135px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

:root{--primary:#19446c;--primary2:#376f9d;--accent:#78b3d5;--bg:#f2f7fc;--tint:#e6f1f9;--dark:#102b47;}
/* Recorrido de servicios: cinco pasos claros, sin preguntas repetitivas. */
#fases .section-head{max-width:790px}
#fases .phase-list{gap:15px;align-items:stretch}
#fases .phase{padding:23px 19px 19px;display:flex;flex-direction:column;position:relative;min-width:0;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
#fases .phase:hover{transform:translateY(-3px);border-color:var(--accent);box-shadow:var(--shadow)}
#fases .phase-top{display:flex;align-items:center;justify-content:space-between;gap:9px;margin-bottom:21px}
#fases .phase .num{margin:0;width:46px;height:46px;flex:0 0 46px;font-size:1rem}
#fases .phase-icon{display:grid;place-items:center;width:35px;height:35px;flex:0 0 35px;border:1px solid var(--line);border-radius:12px;background:var(--bg);color:var(--primary);font-size:1.25rem;font-weight:800}
#fases .phase-label{display:inline-block;font-size:.67rem;letter-spacing:.105em;text-transform:uppercase;color:var(--primary2);font-weight:850;margin-bottom:9px}
#fases .phase h3{font-size:1.17rem;line-height:1.27;letter-spacing:-.02em;margin:0 0 12px;min-height:2.5em;color:var(--ink)}
#fases .phase-summary{font-size:.86rem;line-height:1.58;color:var(--muted);margin:0 0 20px}
#fases .phase-result{border-radius:13px;padding:13px 12px;background:var(--tint);border:1px solid var(--line);margin-top:auto;min-height:99px}
#fases .phase-result-label{display:block;color:var(--primary2);font-size:.67rem;font-weight:900;letter-spacing:.07em;text-transform:uppercase;margin-bottom:6px}
#fases .phase-result p{color:var(--primary);font-weight:730;font-size:.78rem;line-height:1.4;margin:0}
#fases .phase .phase-cta{margin-top:17px;border-top:0;padding:10px 0 0;font-size:.83rem;display:inline-flex;align-items:center;gap:7px}
#fases .phase .phase-cta:hover{text-decoration:underline;text-underline-offset:4px}
@media(max-width:1100px){#fases .phase-list{grid-template-columns:repeat(3,minmax(0,1fr))}#fases .phase h3{min-height:0}}
@media(max-width:700px){#fases .phase-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:570px){#fases .phase-list{grid-template-columns:1fr}#fases .phase{padding:22px}#fases .phase h3{font-size:1.2rem}#fases .phase-result{min-height:0}}
@media(prefers-reduced-motion:reduce){#fases .phase{transition:none}#fases .phase:hover{transform:none}}


/* Tarjetas de servicios: explicación directa, pasos y resultados visibles. */
#servicios .service-options{align-items:stretch}
#servicios .service-simple{display:flex;flex-direction:column;gap:0;padding:29px 27px;min-width:0}
#servicios .service-simple .tier{align-self:flex-start;margin-bottom:15px}
#servicios .service-symbol{display:none}
#servicios .service-simple h3{font-size:clamp(1.25rem,1.65vw,1.55rem);line-height:1.22;margin:3px 0 13px;color:var(--dark)}
#servicios .service-intro{font-size:.98rem;line-height:1.55;color:var(--muted);margin:0 0 20px}
#servicios .service-label{display:block;color:var(--primary);font-size:.73rem;font-weight:900;text-transform:uppercase;letter-spacing:.09em;margin-bottom:9px}
#servicios .service-includes{margin-bottom:21px}
#servicios .service-includes ul{margin:0;padding-left:0;list-style:none;font-size:.87rem;line-height:1.55;color:var(--muted)}
#servicios .service-includes li{position:relative;padding-left:24px;margin:0 0 9px}
#servicios .service-includes li:before{content:'✓';position:absolute;left:0;top:0;font-weight:900;color:var(--primary2)}
#servicios .service-result{margin-top:auto;background:var(--tint);border-radius:13px;padding:16px 17px;border:1px solid var(--line)}
#servicios .service-result .service-label{margin-bottom:5px}
#servicios .service-result p{margin:0;font-size:.87rem;line-height:1.52;color:var(--dark)}
#servicios .service-simple .btn{margin-top:17px;min-height:54px;display:flex;justify-content:center;align-items:center;gap:8px;white-space:normal;text-align:center;font-size:.9rem}
#servicios .service-simple.featured{border-color:var(--primary2)}
@media(max-width:600px){#servicios .service-simple{padding:25px 22px}}

/* Registro guiado de interés: tres etapas, sin envío automático ni servidor. */
#contacto .registration-layout{grid-template-columns:.9fr 1.1fr;align-items:stretch;gap:24px}
#contacto .registration-intro{padding:44px 38px;border-radius:27px}
#contacto .registration-intro h2{font-size:clamp(2rem,3.4vw,3rem);line-height:1.12;max-width:500px}
#contacto .registration-intro>p{line-height:1.7}
#contacto .registration-benefits{padding:0;margin:37px 0 22px;list-style:none}
#contacto .registration-benefits li{position:relative;margin:0;padding:15px 0 15px 45px;border-bottom:1px solid #ffffff30;line-height:1.5}
#contacto .registration-benefits li:before{content:'✓';position:absolute;left:0;top:15px;width:29px;height:29px;border-radius:50%;background:#ffffff25;display:grid;place-items:center;color:white;font-size:.9rem;font-weight:900}
#contacto .registration-intro .registration-caution{font-size:.79rem;color:#e2eef7;margin-top:24px}
#contacto .registration-card{padding:39px 38px;min-width:0}
#contacto .registration-header{display:flex;justify-content:space-between;align-items:center;gap:12px;font-weight:800;font-size:.8rem;color:var(--primary)}
#contacto .registration-pill{border:1px solid var(--line);background:var(--tint);border-radius:100px;padding:9px 13px;font-weight:850}
#contacto .registration-progress{height:8px;overflow:hidden;background:var(--tint);border-radius:20px;margin:20px 0 29px}
#contacto .registration-progress>span{display:block;background:var(--primary2);width:33.333%;height:100%;transition:width .25s ease}
#contacto .registration-step h3,#contacto .registration-result h3{color:var(--ink);font-size:clamp(1.38rem,2.1vw,1.85rem);line-height:1.25;margin:0 0 13px}
#contacto .registration-hint{color:var(--muted);font-size:.86rem;line-height:1.6;margin:0 0 22px}
#contacto .registration-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 17px;margin-bottom:19px}
#contacto .registration-fields .field{min-width:0}
#contacto .registration-fields .field.wide{grid-column:1/-1}
#contacto .registration-fields .field label{font-size:.83rem;color:var(--ink);font-weight:800}
#contacto .registration-fields .field label span{color:#bd3656}
#contacto .registration-fields input,#contacto .registration-fields select{min-height:53px}
#contacto .registration-actions{display:flex;gap:12px;justify-content:flex-end;flex-wrap:wrap;margin-top:28px}
#contacto .registration-actions>.btn{min-width:145px}
#contacto .registration-summary{display:grid;gap:0;background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:10px 18px;margin:20px 0}
#contacto .registration-summary p{display:flex;gap:12px;justify-content:space-between;border-bottom:1px solid var(--line);padding:10px 0;margin:0;overflow-wrap:anywhere;font-size:.84rem}
#contacto .registration-summary p:last-child{border-bottom:0}
#contacto .registration-summary strong{color:var(--ink)}
#contacto .registration-summary span{text-align:right;color:var(--muted)}
#contacto .registration-consent{display:flex;gap:13px;align-items:flex-start;background:var(--bg);padding:16px;border:1px solid var(--line);border-radius:12px;font-size:.82rem;color:var(--muted);line-height:1.5;cursor:pointer}
#contacto .registration-consent input{width:19px;height:19px;flex:0 0 19px;margin:3px 0 0;accent-color:var(--primary)}
#contacto .privacy-note{margin-top:12px;margin-bottom:0;font-size:.77rem}
#contacto .registration-result{padding-top:8px}
#contacto .registration-result p{font-size:.87rem;line-height:1.62}
#contacto .registration-reference{background:var(--tint);border:1px solid var(--line);border-radius:13px;padding:16px;margin:21px 0;text-align:center;overflow-wrap:anywhere}
#contacto .registration-reference span{display:block;font-size:.75rem;color:var(--muted);margin-bottom:6px}
#contacto .registration-reference strong{font-size:1.25rem;letter-spacing:.04em;color:var(--primary)}
#contacto .registration-result .btn{margin-top:11px}
#contacto .registration-result #reg-delivery-note{margin:17px 0 4px}
#contacto .registration-restart{border:0;background:transparent;color:var(--primary);padding:12px 0;font-size:.81rem;font-weight:800;text-decoration:underline}
#contacto [hidden]{display:none!important}
@media(max-width:900px){#contacto .registration-layout{grid-template-columns:1fr}#contacto .registration-intro{padding:34px}}
@media(max-width:570px){#contacto .registration-card{padding:23px 20px}#contacto .registration-fields{grid-template-columns:1fr}#contacto .registration-fields .field.wide{grid-column:auto}#contacto .registration-actions>.btn{flex:1 1 auto}#contacto .registration-header{font-size:.7rem}}
@media(prefers-reduced-motion:reduce){#contacto .registration-progress>span{transition:none}}

/* Sección informativa en seis cajas */
.concept-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:stretch}
.concept-card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);box-shadow:0 12px 34px rgba(16,46,76,.06);padding:29px;position:relative;overflow:hidden}
.concept-card:before{content:"";position:absolute;inset:0 auto 0 0;width:4px;background:var(--accent);opacity:.75}
.concept-icon{width:48px;height:48px;border-radius:15px;background:var(--tint);color:var(--primary);display:grid;place-items:center;font-size:1.35rem;font-weight:900;margin-bottom:17px}
.concept-kicker{display:block;color:var(--primary2);font-size:.72rem;letter-spacing:.09em;text-transform:uppercase;font-weight:900;margin-bottom:7px}
.concept-card h3{font-size:1.28rem;margin:0 0 13px;color:var(--dark)}
.concept-card p{color:var(--muted);font-size:.9rem;line-height:1.58;margin:0 0 13px}
.concept-card p:last-child{margin-bottom:0}
.concept-list{margin:12px 0 0;padding:0;list-style:none;display:grid;gap:9px}
.concept-list li{position:relative;padding-left:20px;color:var(--muted);font-size:.86rem;line-height:1.48}
.concept-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--primary2);font-weight:900}
.concept-list strong{color:var(--dark)}
.concept-note{margin-top:14px;padding:13px 14px;background:var(--tint);border-radius:11px;color:var(--dark);font-size:.8rem;line-height:1.45}
.concept-link{display:inline-flex;align-items:center;gap:7px;margin-top:14px;color:var(--primary);font-size:.81rem;font-weight:850;text-decoration:underline;text-underline-offset:3px}
@media(max-width:980px){.concept-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.concept-grid{grid-template-columns:1fr}.concept-card{padding:23px}}